What credit score do you need for a DCU credit card?
Apply with a good to excellent credit score of 670 or higher.
Does DCU secured credit card graduate?
This card doesn’t graduate in the same way most other cards do. In most other cases a secured card will graduate to a different credit card offered by the same card issuer – this is actually a product change even though it keeps the secured cards account age and history.
Does DCU work with bad credit?
Digital Federal Credit Union (DCU) offers personal loans with no credit score minimum—making it a good option for borrowers with low to average credit who qualify for membership.
How do I increase my credit line DCU?
If you are interested in increasing your Visa credit limit, you will need to complete a Visa application or apply online. Once your application has been received by our Consumer Loans Department, a loan officer will be in contact with you within one to three business days.
Which credit bureau does DCU use?
Equifax
1. Why did DCU choose Equifax for this product? Equifax has a long and well-established history of recording credit information. DCU’s goal in offering this product was to provide the most useful information to our members free of cost, allowing our members to better achieve their financial goals.
How do you become eligible for DCU?
You are automatically eligible to join DCU if you live, work, worship, or attend school in one of the communities in our list (see dcu.org for the growing list). Any business or other legal entity located in one of these areas is also automatically eligible to join.
How do I increase my credit limit DCU?
Is DCU a good savings account?
This money market product offers a solid APY for savers looking to park their money in an account that earns an APY at market-competitive rates. Although it doesn’t carry the high APY for up to the first $1,000 of the Primary Savings account, the rate after that amount is considerably higher.
Does DCU have a spending limit?
What types of controls can I place on my purchases? You can set location limits so that your cards will only work within the geographic area, set merchant restrictions to allow or block certain types of merchants or transactions, set dollar limits, and enable or disable your cards as needed.
Does DCU charge ATM fees?
We don’t charge you for accessing your cash – in fact, we’ll even help you out when others do charge you. Add direct deposit and make at least 5 transactions per month and we’ll reimburse up to $300 per year in ATM fees charged by other institutions.
Is the DCU Visa Platinum secured a good credit card?
If you have low credit scores, or haven’t started building credit yet, the DCU Visa Platinum Secured Credit Card is a cheap and easy way to build up a positive credit history. Secured credit cards are only meant for building credit, so don’t expect high-value rewards and benefits.
Is there a late fee on the DCU Visa card?
The cash advance APR, which matches your regular APR, is also very reasonable. The foreign transaction fee, which ranges up to 2 percent, is lower than average. The card does charge a late fee of $35, but this is standard. Why get the DCU Visa Platinum card?
How to become a member of the DCU?
DCU operates in several communities in Massachusetts and Georgia. Anyone who lives or works in one of these communities is eligible to join DCU. Otherwise, you can become a DCU member by joining and donating a small sum to one of the DCU’s participating nonprofit organizations.
Is the information on Credit Card Insider accurate?
Credit Card Insider has not reviewed all available credit card offers in the marketplace. Content is not provided or commissioned by any credit card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty.