How do I put money on my PNC SmartAccess card?
Adding funds to your SmartAccess® Prepaid Visa Card is easy!
- Set up direct deposit – and get access to your paycheck right away.
- Deposit cash – at any PNC Branch2, or participating Visa ReadyLink retail location3
- Load cash – at select PNC DepositEasy℠ ATMs using the Prepaid Load option4
Can I transfer money from my PNC SmartAccess card?
You can transfer money online from a bank account for free. Cash. You can load cash to the card for free at PNC branches and ATMs. You can also use Visa ReadyLink, which runs $3.74 – 4.95 for cash loads up to $500.
How do I check my balance on my PNC card?
Call 1-888-PNC-BANK (1-888-762-2265) to get started.
Is PNC Virtual Wallet a good idea?
If you want to bank with PNC, the Virtual Wallet is a good choice of account. If you don’t mind having separate checking and savings accounts, an online bank may be a better choice. You’ll have a better chance of avoiding ATM fees and earn more interest on your savings.
How much money can you withdraw from PNC ATM?
Average Daily ATM Withdrawal Limits and Debit Purchase Limits
| Bank | Daily ATM Withdrawal Limit | Daily Debit Purchase Limit |
|---|---|---|
| PNC | $500 | $2,000 with PIN, $5,000 non-PIN |
| Santander | $2,500 | $9,000 |
| U.S. Bank | $500 | $1,000 |
| Wells Fargo | $300 | $1,500 |
Does PNC give you a debit card right away?
Two-thirds of PNC Bank branches can print new chip cards instantly for new checking accounts or to replace lost, stolen or damaged cards. The customer receiving a new debit card must be present in a printer-equipped branch. Otherwise, a card will be mailed to the customer, which can take up to seven days.
Does PNC Smart Access use Zelle?
Zelle only works with prepaid cards issued by “Zelle Network Banks.” Zelle Network Banks are traditional brick and mortar banks. Only a few offer their own prepaid cards–like the Chase Liquid Card and PNC SmartAccess Card.
Is PNC Virtual Wallet a checking account?
Products, services and prices may vary by market. Virtual Wallet is comprised of 3 accounts working together: Your Spend account is a non-interest-bearing checking account. Your Growth account is a savings account which earns interest and can be used for longer term savings goals.
What is the minimum balance for PNC checking account?
Maintain a Minimum Checking Account Balance To get your PNC checking account fees waived, keep the following minimum average monthly balances: Standard Checking: $500. Foundation Checking: Waiver not available. Interest and Performance Checking: $2,000.
Does PNC Bank have a grace period?
The PNC Bank late payment policy provides a grace period of 7 to 15 days. Grace periods vary from lender to lender and due to the coronavirus pandemic, banks have become a lot more lenient with their borrowers.
What is PNC banking virtual wallet?
PNC Virtual Wallet is an online tool for managing the money you’re holding in PNC savings, checking and some other types of accounts.
How does PNC virtual wallet work?
The PNC Virtual Wallet lets you do this by combining a savings account and checking account into one Virtual Wallet . In fact, when you open a Virtual Wallet account, you’re actually opening three different accounts. Here’s how they break down: This account functions like a standard checking account.
Is PNC virtual wallet checking or savings account?
Virtual Wallet is a hybrid checking/savings account by PNC Financial Services, offered in addition to traditional checking & savings accounts. It is targeted specifically at Generation Y .
Is PNC Bank good?
PNC Bank is a good choice for people who want to improve their savings and budgeting habits if they live in one of the eastern states where the bank has a presence. PNC Virtual Wallet’s online account management tools are more comprehensive than similar services at other banks.